Determinan NonPerformingLoan Bank yang terdaftar di Bursa Efek Indonesia Sebelum dan Selama Pandemi Covid-19

This study aims to analyze how the influence between Non-Performing Loans and Bank Size, Operating Income Operational Costs (BOPO), Basic Loan Interest Rates (SBDK), Inflation along with differences five variables in years before pandemic, namely 2018 2019, during 2020 2021. Research Methods using a purposive sampling technique, 37 conventional banks listed on IDX were obtained for research. Multiple linear regression, paired sample t-test, Wilcoxon Rank Spearman test are data analysis techniques used. The findings show that all simultaneously affect non-performing loans. Variables of Costs, partially have positive effect Loans, but Size no Loans. These various tests variations Covid-19 Pandemic.